1. Acceptance of Terms
These Terms & Conditions (“Terms”) govern your access to and use of Bestautopolicy.com and related communications and consulting services offered by Best Auto Policy (“we,” “us,” or “our”). By accessing the website or submitting an inquiry, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website.
2. Nature and Scope of Our Services
We provide educational, administrative, and consultative support relating to comparison of auto policy information supplied by users. This may include organizing information, explaining common terminology in general terms, identifying apparent differences, and helping users prepare questions for an insurer or appropriately licensed insurance professional.
Unless separately stated in a signed written agreement, website content and initial communications are general information only. Availability and scope of any paid or individualized consulting engagement will be confirmed separately. Any applicable consultation fee and payment terms will be disclosed and agreed upon before paid work begins. Submitting a website inquiry does not require a purchase.
3. No Insurance Transaction or Licensed Advice
We do not offer or sell insurance; solicit applications; provide quotes; negotiate, bind, place, issue, or underwrite coverage; collect insurance premiums; represent that coverage is in effect; or make claims or eligibility decisions. Nothing on this website is an insurance quote, offer, binder, policy, recommendation to purchase a specific product, or substitute for advice from an appropriately licensed professional.
You are responsible for confirming coverage, exclusions, limits, deductibles, prices, eligibility, effective dates, cancellation terms, and all other policy details directly with the insurer, carrier, agent, broker, or other authorized party. Only the actual policy contract and authorized provider communications determine coverage.
4. No Guarantees
We do not guarantee rates, savings, eligibility, availability, acceptance, coverage, claim outcomes, accuracy of outside information, or any particular result. Insurance prices and terms can change and are controlled by third parties. Comparisons may not include every available provider, policy, feature, exclusion, or consideration.
5. User Responsibilities
You agree to provide accurate, current information; independently verify material information before acting; use the website only for lawful purposes; not interfere with website security or operation; and not submit malicious code, false inquiries, or unauthorized information about another person. Do not send highly sensitive data through the contact form.
6. Communications Consent
When you provide contact information and submit an inquiry, you authorize us to respond by telephone, email, or text regarding that inquiry, as permitted by law. Consent to be contacted is not consent to purchase insurance and is not a condition of obtaining an insurance product from any third party. Standard carrier messaging or data rates may apply to texts, if used. You may ask us to stop optional communications.
7. Outside Information and Links
The website may reference or link to outside information or websites. We do not control or endorse third parties and are not responsible for their content, availability, products, privacy practices, or conduct. Dealings with third parties are solely between you and those parties.
8. Intellectual Property
The website design, text, graphics, branding, and other materials are owned by or licensed to Best Auto Policy and protected by applicable law. You may view and print reasonable portions for personal use. You may not reproduce, distribute, modify, scrape, sell, or exploit website content without prior written permission.
9. Disclaimer of Warranties
To the fullest extent permitted by law, the website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, freedom from infringement, availability, or security. We do not warrant that the website will be uninterrupted or free from errors.
10. Limitation of Liability
To the fullest extent permitted by law, Best Auto Policy and its owners, personnel, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; loss of data, opportunity, profits, or goodwill; or decisions made or actions taken based on website content, consultation, outside information, or insurance availability or terms. Any liability that cannot lawfully be excluded will be limited to the amount, if any, you paid us for the specific service giving rise to the claim.
11. Indemnification
To the extent permitted by law, you agree to defend, indemnify, and hold harmless Best Auto Policy and its owners, personnel, and service providers from claims, losses, liabilities, and expenses arising from your misuse of the website, violation of these Terms, unlawful conduct, or infringement of another person's rights.
12. Governing Law and Venue
These Terms are governed by the laws of the State of New York, without regard to choice of law principles. Subject to applicable law, disputes not resolved informally will be brought in the state or federal courts with jurisdiction over Chemung County, New York, and you consent to their jurisdiction.
13. Changes and Termination
We may update these Terms by posting a revised version with a new effective date. We may modify, suspend, or discontinue all or part of the website at any time. Continued use after revised Terms are posted constitutes acceptance of those Terms.
14. General Provisions
If any provision is held unenforceable, the remaining provisions remain in effect. Failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy and any signed service agreement, constitute the applicable agreement regarding website use. A signed service agreement controls if it expressly conflicts with these website Terms.
15. Contact
Best Auto Policy
323 Morrow Field Ave
Elmira, NY 14904
info@Bestautopolicy.com
(888) 335 7217